Analyze · Compare · Own · Decide
Run the numbers on a property before you make an offer.
Walk through the deal one step at a time and end with a clear recommendation and every number in plain sight. Save your analyses, set two of them side by side, and keep an eye on what you already own.
Monthly cash flow
+$310
Cash to close
$91,800
10-yr vs. investing
+$112k
Break-even
Year 4
The memo
Rent covers the mortgage and costs from the first month, with about $310 a month to spare. Most of the return builds slowly through loan paydown and appreciation, so keep some cash in reserve while the monthly margin is slim.
A look at the math
Every score is built from numbers you can follow.
Cash to close, the mortgage payment, amortization, monthly ownership cost, the rental scenario, buy-versus-invest, and the decision score all sit on the page. Open any figure to see where it comes from and how it feeds the recommendation.
Decision score
76