The E&J Portfolio
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Saved Decisions
Our Portfolio
Strategy
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Basics
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Financing
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Monthly cost
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Rental income
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Opportunity cost
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Decision memo
What kind of decision is this?
This shapes which questions we ask next.
⌂
A home for us
A place to live — compared honestly against renting and investing.
⌂+
A home with rental income
We live in part of it; rent from the rest lowers what housing costs us.
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A rental property
A long-term rental with tenants, leases, and steady monthly numbers.
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A short-term rental
Nightly stays — higher income potential, more moving parts and rules.
🔨
A fixer / BRRRR property
Buy, renovate, rent, refinance — create value through the rehab.
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Just comparing buying vs investing
No specific property strategy — purely the buy-or-invest question.